What affects more getting injuries of loaned players- loaner club's poor health center or owner's low health center?

There's an ongoing debate which HC affects those. In my opinion, it's owner's HC since he's the only one who can heal a loaned player when he's injured. Same goes for TC with training. And then TC-HC difference of owner should affect injury frequency/duration.

Though some empirical evidence suggests otherwise, and it is the playing team's tactics and facilities the affects the injuries of all the coplayers on the field.

edit: not that i want to 2nd guess Eddie!

I'm really curious now too. Perhaps some noble Developer will reply and shed some light...

You're a Veteran of this forum, you have every right to 2nd guess me. :)