I guess on this case everybody is right. I totally understand Marco's point of view. I am a poor team usually under 200M on bank and in order to get a little bit stronger team I always try to bid under asking price. Sometimes I try to understand, by PM if the seller wants to sell by any price or he really wants what he is asking for. Even in this cases sometimes I get no answer and that is really frustrating.
On the other hand, if the rules allows it, anyone should be allowed to use it. Usually when I do it, is because I am still trying to find out if someone makes a bid on my other player at transfer list by the asking price.
Btw, and talking about transfers, why not increase the minimum value that needs administration approval? Nowadays, with all the academys around the world any player easily reaches the 20M and anytime in a close future every player sold will be over that minimum value.
It coul be increased for 30M or more.