Numpty >>
friday april 2 - 08:49 Firstly, you won't get sacked for being in debt.
Although the club has significant expenses with FA1/YA2 they are perfectly manageable with Stadium 10. YA 2 costs around $52 million per season, so unless you also have a huge wage bill then your income will easily cover the expenses.
For comparison a full stadium 10 with staff will earn you $285 million just from the league matches.
Having higher expenses will simply slow down how quickly you can save up for Stadium 11 and other projects.
If you choose to downgrade the YA then YA1 still costs $29 per season and YC10 costs $16 million, so the saving isn't huge. There will also be rebuilding costs if you choose to rebuild the YA in the future.